Integrated Scheme for Agricultural Marketing (ISAM) — Agricultural Marketing Infrastructure (AMI)
कृषि विपणन के लिए एकीकृत योजना (आईएसएएम) — कृषि विपणन अवसंरचना (एएमआई)
A credit-linked, back-ended capital subsidy of 25-33.33% to build godowns, cold storage, grading-packing units and on-farm storage in rural areas — so a farmer can store the crop, take a pledge loan on a warehouse receipt, and avoid the distress sale right after harvest.
- Subsidy (general)
- 25% of eligible capital cost, back-ended
- Subsidy (FPOs, cooperatives, women, SC/ST, NE & hilly)
- 33.33% of eligible capital cost
- What it funds
- Godowns, cold storage, grading-packing, on-farm structures
- Storage capacity band
- ~50 to 5,000 tonnes (up to 10,000 in specified cases)
- Implementing agency
- Directorate of Marketing & Inspection (DMI)
- Subsidy channelising agencies
- NABARD and NCDC (against a bank term loan)
- Nature
- Demand-driven, open-ended, credit-linked
- Approved up to
- 31 March 2026 (under Krishonnati Yojana)
Quick Summary
The key points from this page in about two minutes — read it or have it read aloud.
Quick Summary
The Integrated Scheme for Agricultural Marketing is the Centre's framework for the physical side of selling farm produce, and its main working part for a farmer is the Agricultural Marketing Infrastructure (AMI) sub-scheme. AMI gives a credit-linked, back-ended capital subsidy to build storage and marketing infrastructure in rural areas — a godown or warehouse, a cold storage, a grading-sorting-packing-ripening unit, a primary processing unit, or an on-farm storage structure. The subsidy is 25% of the eligible capital cost for a general applicant and 33.33% for farmers, FPOs, cooperatives, panchayats, women, SC/ST applicants and projects in the North-Eastern and hilly states. Eligible storage projects run from small godowns of about 50 tonnes up to large ones (broadly 5,000 tonnes, and up to 10,000 tonnes in specified cases). The Directorate of Marketing & Inspection (DMI) runs it, with NABARD and NCDC as the subsidy channelising agencies against a term loan from a bank.
The point is to stop the distress sale that happens when everyone harvests at once and has nowhere to hold the crop. With his own or a nearby shared godown — and a Warehousing Development and Regulatory Authority (WDRA)-registered warehouse receipt — a farmer can store the produce, take a pledge loan against it, and sell weeks later when the price has recovered. AMI is demand-driven and open-ended, and the sub-scheme has been approved to continue up to 31 March 2026 under the Krishonnati Yojana umbrella. It sits alongside eNAM (digital mandi trading) but covers the storage and on-farm marketing structure that eNAM does not. The page ahead has the subsidy maths, capacity limits and how to apply through a bank.
Overview
The Integrated Scheme for Agricultural Marketing (ISAM) is a Central Sector Scheme of the Department of Agriculture & Farmers Welfare that brings the Centre's agricultural-marketing infrastructure work under one head. Its principal sub-scheme, Agricultural Marketing Infrastructure (AMI), is a demand-driven, open-ended, credit-linked scheme with a back-ended subsidy — implemented by the Directorate of Marketing & Inspection (DMI), an attached office of the Department.
AMI supports two broad categories of asset. Storage infrastructure means godowns and warehouses (roughly 50 tonnes at the lower end and up to about 5,000 tonnes, extending to 10,000 tonnes in specified cases) and cold storage. Infrastructure other than storage covers grading, sorting, cleaning, packing, waxing and ripening units, primary processing units, and on-farm structures such as small on-farm storage and collection centres. The subsidy is a back-ended capital subsidy against a term loan sanctioned by a bank or an eligible financial institution: 25% of the eligible project cost for individuals, companies and other general applicants, and 33.33% for registered farmer cooperatives, FPOs, panchayats, women, SC/ST applicants, State agencies, and all applicants in the North-Eastern states, hilly and difficult areas.
NABARD (for institutions it refinances) and NCDC (for cooperatives) are the channelising agencies that release the subsidy, held back and adjusted against the loan after the project is completed and inspected. The objective is to create scientific storage close to the farm, prevent the distress sale that follows a glut at harvest, and enable pledge finance against a Warehousing Development and Regulatory Authority (WDRA)-registered negotiable warehouse receipt. The AMI sub-scheme of ISAM has been approved to continue up to 31 March 2026 under the Krishonnati Yojana umbrella. AMI complements eNAM — which is about digital mandi trading — by funding the physical storage and on-farm marketing structure that trading alone does not provide.
Scheme highlights
Your own — or a shared — godown
AMI subsidises godowns and warehouses from about 50 tonnes upward, so a single farmer, a group or an FPO can build storage instead of selling everything on harvest day.
A warehouse receipt you can borrow against
Storing in a WDRA-registered warehouse gives a negotiable warehouse receipt. A bank lends a pledge loan against it, so the farmer has cash without selling the crop at the bottom of the price.
Cold storage for perishables
Cold storage is an eligible asset under AMI — relevant for potato, onion, fruit and vegetable growers who otherwise have to sell within days of harvest.
Grading, packing and ripening units
Grading, sorting, cleaning, waxing, packing and ripening units are covered, letting a producer group sell a graded, better-presented lot at a higher rate.
A third off for farmer groups
The subsidy rises from 25% to 33.33% for registered farmer cooperatives, FPOs, panchayats, women and SC/ST applicants, and for every applicant in the North-Eastern, hilly and difficult areas.
The storage side that eNAM does not cover
eNAM digitises mandi trading; AMI builds the physical godown, cold store and on-farm structure a farmer needs to hold and prepare produce before that trade happens.
What you get
Sell when the price recovers
Holding the crop for a few weeks past the harvest glut, instead of selling into it, is often the difference between a loss and a fair margin.
Cash now without selling now
A pledge loan against a warehouse receipt gives working capital immediately, so a farmer can meet expenses without a distress sale.
Less spoilage and weight loss
Scientific storage — proper godowns, cold storage, fumigation — cuts the losses to moisture, pests and rot that open or makeshift storage causes.
A better-presented lot
Graded, cleaned and packed produce from an AMI-funded unit fetches a higher price and is easier to sell to institutional and distant buyers.
Who is eligible
Both lists come from the notified operational guidelines — meeting the left column is not enough if anything in the right column applies to your family.
You qualify if
- Individual farmers, groups of farmers or growers, and agri-entrepreneurs building storage or marketing infrastructure in a rural area
- Farmer Producer Organisations, registered farmer cooperatives, Self-Help Groups and their federations
- Partnership and proprietary firms, companies, corporations and agricultural produce market committees / boards / marketing federations
- Panchayats, State agencies and State-government-supported bodies, with the enhanced 33.33% subsidy where applicable
Excluded — even with land
- A project with no term loan from a bank or eligible financial institution — AMI is strictly credit-linked
- Storage capacity below or above the prescribed band for the asset type (broadly 50 to 5,000 tonnes for general godowns, up to 10,000 tonnes only in specified cases)
- Expecting the subsidy before completion — it is back-ended, released only after the project is built and inspected
- Renovation or purchase of an existing structure where the guidelines require new construction / new capacity creation
Where this scheme applies
A central scheme with pan-India coverage — open to eligible farmers in every State and Union Territory.
Documents you need
Have these ready before you start — the online form takes ten minutes when nothing is missing.
Detailed Project Report
Covering the proposed capacity, location, cost estimate, land papers and the technical design of the godown, cold store or processing unit.
Land ownership / lease papers
Title or a registered long-term lease for the site where the infrastructure will be built.
Bank loan sanction
Sanction letter for the term loan from the bank or eligible financial institution — the subsidy claim is filed through the lender to NABARD or NCDC.
Applicant identity and registration
Aadhaar / PAN for an individual, and registration certificate for an FPO, cooperative, SHG, firm or company.
How to apply, step by step
The same six steps apply whether you register yourself online or sit down at a CSC.
- 1
Prepare the project and get a bank loan
Draw up the Detailed Project Report for the godown, cold storage or grading unit and apply to a bank or eligible financial institution for a term loan.
- 2
Register the project on the DMI / AMI portal
The lending bank enters the project on the AMI system and files the advance subsidy claim with the channelising agency (NABARD or NCDC).
- 3
Build the infrastructure
Construct the godown or unit as per the approved design and capacity, drawing down the bank loan.
- 4
Joint inspection
DMI / the channelising agency inspects the completed project to confirm capacity, specification and eligible cost.
- 5
Subsidy released and adjusted
The 25% or 33.33% back-ended subsidy is released to the bank and adjusted against the loan account, reducing the outstanding principal.
Important dates
AMI sub-scheme nature
Demand-driven, open-ended
Applications accepted on a rolling basis, no fixed window
Subsidy type
Back-ended, credit-linked
Released after project completion and joint inspection
Continuation approved up to
31 March 2026
AMI sub-scheme of ISAM under the Krishonnati Yojana umbrella
Facts last checked
6 September 2026
Against the DMI AMI scheme documents (dmi.gov.in), the NABARD AMI sub-scheme page, and the ISAM operational guidelines
Check your eligibility
Straight from the notified criteria. Nothing you enter leaves your phone.
0 of 3 answered
This checker applies the criteria in the official operational guidelines, but it is guidance — only the state government’s verification against the land records is final.
Downloads
Official documents only — everything below is hosted on the government's own servers.
Official links & helpline
Bookmark the portal itself — no third-party site can release, block or speed up a payment.
- Directorate of Marketing & Inspection (DMI) — AMIdmi.gov.in — the implementing agency's AMI page with guidelines and state-wise progress
- NABARD — AMI sub-scheme of ISAMnabard.org — subsidy channelising agency page for institutions NABARD refinances
- Warehousing Development and Regulatory Authority (WDRA)wdra.gov.in — register a warehouse to issue negotiable warehouse receipts for pledge loans
- Department of Agriculture & Farmers Welfareagriwelfare.gov.in — the department administering ISAM under Krishonnati Yojana
Frequently asked questions
What does AMI actually pay for?
A back-ended capital subsidy on the cost of building storage and marketing infrastructure in rural areas: godowns and warehouses, cold storage, grading-sorting-cleaning-packing-waxing-ripening units, primary processing units, and on-farm storage and collection structures.
How much is the subsidy?
25% of the eligible capital cost for general applicants (individuals, firms, companies), and 33.33% for registered farmer cooperatives, FPOs, panchayats, women and SC/ST applicants, and for all applicants in the North-Eastern, hilly and difficult areas.
Do I need a bank loan?
Yes. AMI is a credit-linked scheme. The subsidy is released only against a term loan sanctioned by a bank or an eligible financial institution, and it is back-ended — adjusted to the loan account after the project is completed and jointly inspected.
How does storage help me avoid a distress sale?
Instead of selling the whole harvest when prices are lowest, you store the crop in your own or a nearby godown. If it is a WDRA-registered warehouse, you get a negotiable warehouse receipt and can take a pledge loan against it — cash now, sale later when the price has recovered.
What storage capacity is eligible?
Broadly, godowns from about 50 tonnes up to about 5,000 tonnes, and up to 10,000 tonnes in specified cases. Capacity outside the prescribed band for the asset type is not eligible for subsidy.
Is the scheme still open?
Yes. The AMI sub-scheme of ISAM has been approved to continue up to 31 March 2026 under the Krishonnati Yojana umbrella. It is demand-driven and open-ended, so applications are accepted on a rolling basis.
How is this different from eNAM?
eNAM is the electronic trading platform that links mandis so produce can be sold online across markets. AMI builds the physical infrastructure — godown, cold store, grading unit, on-farm structure — that a farmer needs to hold and prepare produce before and around that trade.
Who applies — the farmer or the bank?
The farmer, group, FPO or cooperative prepares the project and gets the term loan sanctioned. The lending bank then registers the project and files the subsidy claim with NABARD or NCDC on the borrower's behalf.
Still have questions?
The FAQs above cover the common ones. For anything about your specific application, the ministry helpline undefined is the authoritative answer — and we are happy to point you in the right direction.