Karnataka Raitha Samruddhi Yojane
Integrated farming support — combining crops, dairy, horticulture and animal husbandry under one scheme to stabilise and grow farmer income.
Run by: Department of Agriculture, Government of Karnataka
- Announced
- Budget 2024–25
- Model
- Crop + dairy + horti + livestock
- Women dairy subsidy
- 6% interest subsidy
- Coordination
- Agriculture Development Authority
Overview
Karnataka Raitha Samruddhi Yojane was announced by Chief Minister Siddaramaiah in the state budget for 2024–25. The scheme aims to move farmers away from dependence on a single crop by integrating agriculture, dairy farming, horticulture and animal husbandry into a unified approach — the logic being that a farmer with multiple income streams is less vulnerable to a bad season in any one.
An Agriculture Development Authority was established under the scheme to coordinate policies and implementation across multiple departments — agriculture, horticulture, animal husbandry and fisheries — that normally operate in separate silos. The scheme provides guidance on crop selection based on soil testing and market demand, access to modern agricultural techniques and tools, and help with market linkages so farmers sell at better prices.
A specific incentive targets women in dairy: a 6% interest subsidy on loans taken to purchase cows or buffaloes, encouraging dairy production alongside field crops. The scheme is listed on the official Raitamitra portal (raitamitra.karnataka.gov.in) as an active programme of the Karnataka Agriculture Department.
What you get
The benefit as the state notifies it — nothing here is an estimate.
- Integrated farming guidance — crop selection based on soil health reports and current market demand.
- Access to soil testing, modern techniques and improved farm tools through the Agriculture Department.
- Market linkage support to help farmers sell produce at better prices rather than distress rates.
- 6% interest subsidy for women who take loans to purchase cows or buffaloes for dairy.
- Training on combining field crops with horticulture, dairy and animal husbandry for year-round income.
Who is eligible
State schemes usually state their criteria as prose rather than a checklist. This is that prose, unpacked — the department’s verification is what decides.
You qualify if
- Farmer in Karnataka with cultivable land
- Open to all categories — no land-ceiling restriction published
- Women farmers eligible for the 6% dairy interest subsidy on cow/buffalo purchase loans
Documents you need
Have these ready before you start — most rejections are a missing paper, not a missing right.
- FRUITS portal registration (Karnataka farmer ID)
- Aadhaar card
- Land records (RTC / pahani)
- Bank passbook
- Soil health card (if available)
How to apply
Fewer steps than a central scheme, and usually one office rather than a portal.
- 1
Register on FRUITS portal
Karnataka's Farmer Registration & Unified beneficiary Information Tracking System (FRUITS) is the entry point. If you are already registered, your existing ID works.
- 2
Get a soil health assessment
The scheme emphasises crop selection based on soil type. Get your soil tested at the nearest Raitha Samparka Kendra or KVK — the report guides which crops and integrated activities suit your land.
- 3
Apply for specific components
Depending on which integrated activity you want — dairy loan interest subsidy, horticultural support, animal husbandry inputs — apply through the relevant department window on the Raitamitra portal or at your taluk agriculture office.
If something goes wrong
Missing from the list, or payment stuck — here is the channel the department itself publishes for it.
- For delays or rejections, contact the Taluk Agriculture Officer or the Joint Director of Agriculture at the district level. The Agriculture Development Authority set up under the scheme coordinates across departments — escalate there if the taluk office does not resolve it.
- Beyond the department, use Karnataka Janaspandana (iPGRS) at ipgrs.karnataka.gov.in or call 1902 to lodge a public grievance.
Frequently asked questions
How is this different from Raitha Siri?
Raitha Siri specifically supports millet farming with a per-acre payment. Raitha Samruddhi is broader — it is about integrating multiple farming activities (crops, dairy, horticulture, animal husbandry) so the farmer has diversified income, not just crop-based.
Is there a direct cash benefit?
The scheme is primarily about services, guidance and subsidised inputs rather than a cash transfer. The 6% interest subsidy on dairy loans is the most specific financial benefit documented so far.
Do I need to adopt all components — dairy, horticulture, etc.?
No. The scheme encourages integration but a farmer can choose which components to adopt based on what suits their land, skills and interest. Not every farmer needs to start dairy alongside crops.
What is the Agriculture Development Authority?
A coordination body set up under this scheme to align policies across the Agriculture, Horticulture, Animal Husbandry and Fisheries departments — so a farmer going integrated does not have to navigate four separate bureaucracies.
Is the 6% dairy interest subsidy only for women?
Yes, this specific incentive is designed to encourage women's participation in dairy. Women who take a loan to purchase cows or buffaloes get a 6% interest subsidy on the loan amount.
How do I apply?
The scheme is in its initial implementation phase. Register on the FRUITS portal (your Karnataka farmer ID), get a soil health assessment, and then apply for the components you want through the Raitamitra portal or your taluk agriculture office. Specific online application windows may open as the scheme matures.
Facts checked against raitamitra.karnataka.gov.in on 26 September 2026. editorial policy.
