Gopinath Munde Shetkari Apghat Suraksha Sanugrah Anudan Yojana
Up to ₹2 lakh to the family after a fatal or disabling accident — no premium, paid as a direct government grant, covering the landholding farmer and one family member.
Run by: Department of Agriculture, Government of Maharashtra
- Accidental death
- ₹2 lakh
- Two limbs / eyes
- ₹2 lakh
- One limb / eye
- ₹1 lakh
- Who is covered
- Khatedaar farmer + 1 family member (age 10–75)
- Model since
- Direct government grant (19 Apr 2023)
- Claim sanctioned by
- District Collector's committee
Overview
This is Maharashtra's personal-accident cover for the farm household. It is named after Gopinath Munde, the BJP leader and Union Rural Development Minister who died in a road accident in New Delhi on 3 June 2014. The state's older farmer accident scheme (running since the mid-2000s) was renamed after him and run as an insurance policy — through an insurance company and a broker — from 2015-16.
That insurance model was scrapped. From 19 April 2023 the scheme was re-cast as a sanugrah anudan (compassionate grant) paid directly by the Agriculture Department, with no insurance company in between, and notified for a three-year term. A district-level committee chaired by the District Collector sanctions each claim.
The amount is graded: ₹2 lakh for accidental death, ₹2 lakh for the loss of two limbs or two eyes (or one of each), and ₹1 lakh for the loss of a single eye or limb. There is no premium — the state pays.
Two people per farm family are covered: the landholding (khatedaar) farmer, and any one family member who is not separately recorded as a landholder — a parent, spouse, son, or unmarried daughter. The covered person must be aged 10 to 75. Claims are filed through the taluka agriculture office and the MahaDBT portal.
What you get
The benefit as the state notifies it — nothing here is an estimate.
- ₹2 lakh to the family on accidental death during the covered period.
- ₹2 lakh for loss of two limbs or two eyes, and ₹1 lakh for loss of a single limb or eye.
- No premium — it is paid as a state grant, not an insurance policy the farmer funds.
- Covers the landholding farmer and one other family member — two persons per family.
- Paid directly by the Agriculture Department with no insurance company or broker, since the April 2023 switch.
Who is eligible
State schemes usually state their criteria as prose rather than a checklist. This is that prose, unpacked — the department’s verification is what decides.
You qualify if
- Landholding (khatedaar) farmer in Maharashtra, or any one family member not separately recorded as a landholder — parent, spouse, son, or unmarried daughter
- Covered person aged between 10 and 75 years
- Death or permanent disability caused by an accident of a covered type
- Claim filed through the taluka agriculture office / MahaDBT with the required records
Not covered
- Natural death, suicide, or death from a pre-existing illness
- A third person in the family — cover is limited to two persons (the khatedaar and one member)
- Claims without the supporting FIR / panchnama and post-mortem or medical certificate
- A person outside the 10–75 age band
Documents you need
Have these ready before you start — most rejections are a missing paper, not a missing right.
- FIR or panchnama for the accident
- Death certificate, or a civil-surgeon disability certificate stating the percentage
- Post-mortem / inquest report where applicable
- 7/12 and 8-A extract, or proof of being a family member of the khatedaar
- Aadhaar and bank passbook of the claimant, age proof of the covered person
How to apply
Fewer steps than a central scheme, and usually one office rather than a portal.
- 1
Get the accident recorded
FIR or panchnama and the death or disability certificate — the whole claim rests on these documents. Report the claim to the taluka agriculture officer as soon as possible.
- 2
File the claim on MahaDBT
The claim with all documents is submitted online on the MahaDBT portal, routed through the taluka and district agriculture offices.
- 3
District committee sanction and payout
The district committee under the Collector verifies the accident type and injury grade and sanctions the grant, which is transferred to the family's bank account.
If something goes wrong
Missing from the list, or payment stuck — here is the channel the department itself publishes for it.
- A rejected or delayed claim should first be taken back to the Taluka Agriculture Officer and then the District Superintending Agriculture Officer, and can be put before the District Collector's committee that sanctions claims under this scheme.
- If it is still stuck, lodge it on Maharashtra's Aaple Sarkar grievance portal at grievances.maharashtra.gov.in or the state helpline 1800 120 8040 (8am–8pm), where grievances are meant to be disposed of within 21 working days.
Frequently asked questions
Who exactly is covered — is it farm labourers?
No. It covers two people per farm family: the landholding (khatedaar) farmer, and one family member who is not separately a landholder — a parent, spouse, son, or unmarried daughter. Both must be aged 10 to 75.
Is there a premium to pay?
No. Since 19 April 2023 it is a direct government grant paid by the Agriculture Department, not an insurance policy the farmer buys into.
Which kinds of accident are covered?
Road and rail accidents, drowning, poisoning while handling pesticides or from other causes, electric shock, death by lightning, murder, a fall from a height, and snakebite or scorpion sting, among similar accidental causes. Natural death, suicide and illness are not covered.
How much is paid for a disability, not death?
₹2 lakh for the loss of two limbs, two eyes, or one limb and one eye; ₹1 lakh for the loss of a single limb or a single eye, as certified by the civil surgeon.
Who approves the claim?
A district-level committee chaired by the District Collector, on the recommendation of the district and taluka agriculture officers. There is no insurance company involved now.
How do I apply?
Report the accident to the taluka agriculture office and submit the claim with documents on the MahaDBT portal. The scheme was made fully digital, so it is filed there rather than on paper.
Has the direct-grant model actually paid out?
Yes. By the state's own account, about ₹77.54 crore has been released to accident-hit farmers and their heirs under the sanugrah grant scheme.
Facts checked against mahadbt.maharashtra.gov.in on 20 October 2026. editorial policy.