Mukhyamantri Krishak Durghatna Kalyan Yojana
State-funded relief of up to ₹5 lakh to the family after a fatal or disabling accident — no premium, no policy to buy.
Run by: Board of Revenue (Rajaswa Parishad), Government of Uttar Pradesh
- Death / both limbs / both eyes
- ₹5 lakh
- One limb or eye · >50% disability
- ₹2.5 lakh
- 25–50% disability
- ₹1.25 lakh
- Cost to farmer
- Nil — no premium, no enrolment
Overview
This is accident relief, not crop insurance. Brought in by Government Order in September 2019 — replacing the older premium-based Krishak Durghatna Bima Yojana that ran through insurance companies — the scheme is now funded straight from the state budget and administered by the Board of Revenue. About 2.38 crore farmer families in Uttar Pradesh are covered as a class; there is nothing to enrol in and no premium to pay.
The payout follows a slab. Death, or the loss of both hands, both feet or both eyes, or a permanent disability rated 100%, pays ₹5 lakh. The loss of one hand, one foot or one eye, or a permanent disability rated above 50% but below 100%, pays ₹2.5 lakh. A permanent disability rated between 25% and 50% pays ₹1.25 lakh. The money is paid by DBT to the farmer or the legal heirs.
Who is covered goes well beyond the recorded owner: co-holders (sah-khatedar), family members who draw an agricultural income from the recorded land, registered lessee farmers, and sharecroppers (bataidar). The person must have been between 18 and 70 on the date of the accident. Only an accidental death or disability counts — road accidents, drowning, lightning, electrocution, snakebite, wild-animal attack, fire, storm, building collapse, machinery accidents and falls are all in; illness, natural death and suicide are not.
The application goes to the Tehsildar / Lekhpal of the area. The plain window is 45 days from the accident; the District Magistrate can allow one more month (up to 75 days), and a 2025 Revenue Department instruction to all District Magistrates lets a claim be filed up to six months (180 days) out. Even so, a late claim is harder — file as soon as the FIR or panchnama and the death or disability certificate are in hand.
What you get
The benefit as the state notifies it — nothing here is an estimate.
- ₹5 lakh to the family on death, on loss of both hands, feet or eyes, or on a 100% permanent disability from an accident.
- ₹2.5 lakh for the loss of one hand, foot or eye, or a permanent disability rated above 50%.
- ₹1.25 lakh for a permanent disability rated between 25% and 50%.
- No premium and no enrolment — cover applies by virtue of being a recorded farmer in the state.
- Co-holders, family members with an agricultural income from the land, registered lessees and sharecroppers are all covered, not only the recorded owner.
- Paid by DBT to the farmer or the legal heirs.
Who is eligible
State schemes usually state their criteria as prose rather than a checklist. This is that prose, unpacked — the department’s verification is what decides.
You qualify if
- Recorded landholder (khatedar), co-holder (sah-khatedar), or a family member drawing agricultural income from that land
- Registered lessee farmer or sharecropper (bataidar)
- Aged between 18 and 70 on the date of the accident
- Resident of Uttar Pradesh
- The death or disability was caused by an accident
- Application filed at the tehsil within 45 days — extendable, see below
Not covered
- Death or disability from illness or natural causes, or by suicide
- A pre-existing disability, or one not certified by a competent medical board
- The same accident already compensated under another central or state scheme
- Claims filed beyond the allowed window without the competent authority's condonation
Documents you need
Have these ready before you start — most rejections are a missing paper, not a missing right.
- Death certificate, or a disability certificate from a competent government medical board
- FIR or panchnama for the accident
- Post-mortem report where applicable
- Aadhaar and identity proof of the claimant, plus legal-heir / family register (parivar register) proof
- Khatauni or other evidence of cultivation — lease or sharecropping record where relevant
- Bank passbook of the claimant
How to apply
Fewer steps than a central scheme, and usually one office rather than a portal.
- 1
Report the accident and collect the two key papers
FIR or panchnama first, then the death certificate or the medical-board disability certificate. The claim is built on these.
- 2
File at the tehsil
The application, with documents, goes to the Tehsildar / Lekhpal of the area. The plain window is 45 days; the DM can allow up to 75 days, and a claim can now be filed up to six months out.
- 3
Verification and sanction
The Lekhpal and Tehsildar verify on the ground, the SDM examines, and the District Magistrate sanctions the slab amount.
- 4
DBT to the family
The amount is transferred to the bank account of the farmer or the legal heirs.
If something goes wrong
Missing from the list, or payment stuck — here is the channel the department itself publishes for it.
- If the tehsil sits on the application, if the slab applied is lower than the certified disability warrants, or if a sanctioned amount is not paid, take it to the Sub-Divisional Magistrate (SDM) and then the District Magistrate, whose office sanctions these claims. The Board of Revenue portal (bor.up.nic.in) shows the stage each application is stuck at — quote the application number.
- Beyond that, use Uttar Pradesh's Jansunwai (IGRS) — the portal at jansunwai.up.nic.in or the Jansunwai-Samadhan app — or the CM Helpline on 1076 (toll-free, 24×7). Both feed the same system run by the Lok Shikayat Vibhag at the CM Office; note the complaint number to track and reopen it.
Frequently asked questions
Do I have to buy a policy or pay a premium?
No. There is no enrolment and no premium since the 2019 revamp — the state funds the relief, and it applies to recorded farmers of Uttar Pradesh as a class.
How much is paid for a disability rather than a death?
₹5 lakh for loss of both hands, both feet or both eyes, or a 100% disability; ₹2.5 lakh for loss of one hand, foot or eye, or a disability above 50%; ₹1.25 lakh for a disability rated between 25% and 50%.
The land is not in my name. Is my family covered?
Yes. Co-holders, family members who draw an agricultural income from the recorded land, registered lessee farmers and sharecroppers (bataidar) are all covered — not only the recorded owner.
Which accidents count?
Any accidental cause — road accident, drowning, lightning, electrocution, snakebite, wild-animal attack, fire, storm, building collapse, machinery or well accidents, falls. Illness, natural death and suicide do not count.
We missed the 45 days. Is the claim dead?
Not necessarily. The DM can allow up to 75 days, and a 2025 Revenue Department order lets a claim be filed up to six months (180 days) from the accident. A late claim still needs the authority's reasoned approval, so file as early as you can.
We already got money from another scheme for the same accident. Can we still claim?
No. The same accident cannot be compensated twice — a payout under another central or state scheme for that accident bars this one.
Where do I check the status?
On the Board of Revenue portal at bor.up.nic.in, which shows the tehsil, SDM and DM stages for a filed application.
Facts checked against bor.up.nic.in on 20 October 2026. editorial policy.