Mukhyamantri Kisan Sahay Yojana
Crop-loss relief with no premium at all — ₹20,000 to ₹25,000 per hectare when drought, heavy rain or cyclone damages the crop, for up to 4 hectares.
Run by: Department of Agriculture, Farmers Welfare & Co-operation, Government of Gujarat
- 33–60% loss
- ₹20,000 / hectare
- Above 60% loss
- ₹25,000 / hectare
- Premium
- None — fully state-funded
- Maximum area
- 4 hectares per farmer
- Statewide target
- ~56 lakh farmers
- Launched
- 10 August 2020
Overview
Gujarat’s answer to crop insurance for farmers who never signed up to pay a premium: the state carries the whole cost and pays relief directly when a notified natural calamity — drought, heavy or unseasonal rain, cyclone — damages the crop. There is nothing for the farmer to pay in, which is the point of difference from a premium-based scheme.
The relief is slabbed by the extent of loss: ₹20,000 per hectare when the loss is between 33% and 60%, and ₹25,000 per hectare when it is above 60%. It is paid for up to 4 hectares per farmer. Assessment follows a notified calamity, so the scheme opens district by district rather than being claimable at any time.
Chief Minister Vijay Rupani announced the scheme in Gandhinagar on 10 August 2020, with an initial target of reaching around 56 lakh farmers statewide, covering three specific risks: drought, heavy rainfall and unseasonal rainfall (mavthu) damaging the Kharif crop. Eligibility runs through the land record rather than a separate registration: every farmer holding an 8-A account in the state's revenue records is automatically a potential beneficiary, and farmers recognised under the Forest Rights Act are covered too, alongside conventional landholders.
What you get
The benefit as the state notifies it — nothing here is an estimate.
- ₹20,000 per hectare for crop loss between 33% and 60%.
- ₹25,000 per hectare when the loss exceeds 60%.
- No premium — the state funds the whole scheme, so there is nothing to pay in advance.
- Covers drought, heavy and unseasonal rain and cyclone, for up to 4 hectares per farmer.
Who is eligible
State schemes usually state their criteria as prose rather than a checklist. This is that prose, unpacked — the department’s verification is what decides.
You qualify if
- Farmer cultivating in Gujarat
- Crop loss of 33% or more from a notified natural calamity
- Land falls in an area notified as affected for that event
- Land record and bank account for the transfer
Not covered
- Areas not notified as affected for that particular calamity
- Loss below the 33% threshold
- Area beyond the 4-hectare ceiling
Documents you need
Have these ready before you start — most rejections are a missing paper, not a missing right.
- Aadhaar card
- Copy of the land record (7/12)
- Bank account details
How to apply
Fewer steps than a central scheme, and usually one office rather than a portal.
- 1
Apply at the nearest E-Gram centre
After a notified calamity, apply at your E-Gram centre — the operator fills the form free of cost. It also runs on i-Khedut.
- 2
Damage assessment
The extent of loss is assessed on the ground to place your claim in the 33–60% or above-60% slab.
- 3
Relief transferred
On verification, the per-hectare relief for your slab is transferred to your bank account, up to 4 hectares.
If something goes wrong
Missing from the list, or payment stuck — here is the channel the department itself publishes for it.
- For a rejected claim, a disputed loss assessment, or a delayed transfer, first raise it at your E-Gram centre or the district agriculture office that processed the application.
- If unresolved, escalate through SWAGAT (State-Wide Attention on Grievances by Application of Technology), Gujarat's public grievance redressal system — file online at swagat.gujarat.gov.in or through your district collector's office. SWAGAT includes monthly hearings where unresolved cases are reviewed directly, and the system has resolved over 95% of the grievances filed with it since 2003.
Frequently asked questions
Do I pay a premium like in crop insurance?
No. The scheme is fully funded by the state. You pay nothing in — relief is paid out when a notified calamity damages your crop.
How is the amount decided?
By the extent of loss: ₹20,000 per hectare for 33–60% loss, ₹25,000 per hectare above 60%, for up to 4 hectares.
Can I claim any time my crop fails?
No. It opens after a notified natural calamity, district by district. A loss from ordinary causes outside a notified event is not covered.
When did this scheme start, and how many farmers does it aim to cover?
Chief Minister Vijay Rupani announced it in Gandhinagar on 10 August 2020, targeting around 56 lakh farmers across the state, and covering drought, heavy rainfall and unseasonal rainfall (mavthu) as the three notified risks.
Do I need to register separately, or does my land record already make me eligible?
You do not need a separate scheme registration to become a potential beneficiary — every farmer with an 8-A account in the state's revenue records is automatically covered, and farmers recognised under the Forest Rights Act are eligible too. You still need to apply and be assessed after a notified calamity to actually receive relief.
Facts checked against agri.gujarat.gov.in on 20 October 2026. editorial policy.