Mukhyamantri Kisan Sahay Yojana
Crop-loss relief with no premium at all — ₹20,000 to ₹25,000 per hectare when drought, heavy rain or cyclone damages the crop, for up to 4 hectares.
Run by: Department of Agriculture, Farmers Welfare & Co-operation, Government of Gujarat
- 33–60% loss
- ₹20,000 / hectare
- Above 60% loss
- ₹25,000 / hectare
- Premium
- None — fully state-funded
- Maximum area
- 4 hectares per farmer
Overview
Gujarat’s answer to crop insurance for farmers who never signed up to pay a premium: the state carries the whole cost and pays relief directly when a notified natural calamity — drought, heavy or unseasonal rain, cyclone — damages the crop. There is nothing for the farmer to pay in, which is the point of difference from a premium-based scheme.
The relief is slabbed by the extent of loss: ₹20,000 per hectare when the loss is between 33% and 60%, and ₹25,000 per hectare when it is above 60%. It is paid for up to 4 hectares per farmer. Assessment follows a notified calamity, so the scheme opens district by district rather than being claimable at any time.
What you get
The benefit as the state notifies it — nothing here is an estimate.
- ₹20,000 per hectare for crop loss between 33% and 60%.
- ₹25,000 per hectare when the loss exceeds 60%.
- No premium — the state funds the whole scheme, so there is nothing to pay in advance.
- Covers drought, heavy and unseasonal rain and cyclone, for up to 4 hectares per farmer.
Who is eligible
State schemes usually state their criteria as prose rather than a checklist. This is that prose, unpacked — the department’s verification is what decides.
You qualify if
- Farmer cultivating in Gujarat
- Crop loss of 33% or more from a notified natural calamity
- Land falls in an area notified as affected for that event
- Land record and bank account for the transfer
Not covered
- Areas not notified as affected for that particular calamity
- Loss below the 33% threshold
- Area beyond the 4-hectare ceiling
Documents you need
Have these ready before you start — most rejections are a missing paper, not a missing right.
- Aadhaar card
- Copy of the land record (7/12)
- Bank account details
How to apply
Fewer steps than a central scheme, and usually one office rather than a portal.
- 1
Apply at the nearest E-Gram centre
After a notified calamity, apply at your E-Gram centre — the operator fills the form free of cost. It also runs on i-Khedut.
- 2
Damage assessment
The extent of loss is assessed on the ground to place your claim in the 33–60% or above-60% slab.
- 3
Relief transferred
On verification, the per-hectare relief for your slab is transferred to your bank account, up to 4 hectares.
Frequently asked questions
Do I pay a premium like in crop insurance?
No. The scheme is fully funded by the state. You pay nothing in — relief is paid out when a notified calamity damages your crop.
How is the amount decided?
By the extent of loss: ₹20,000 per hectare for 33–60% loss, ₹25,000 per hectare above 60%, for up to 4 hectares.
Can I claim any time my crop fails?
No. It opens after a notified natural calamity, district by district. A loss from ordinary causes outside a notified event is not covered.
Facts checked against agri.gujarat.gov.in on 24 July 2026. editorial policy.